Money you can reach
Keep enough on hand for bills and surprises. Ask how fast you can get it, and if it costs anything to take it out.
Your free Retirement Assessment
Your retirement report
Read what your answers mean. Then, if you want, pick a time for a team check-in with Evermont.
Your next step
Our team will call you in the next few minutes. Keep your phone close.
The call takes about 15 minutes. It is free. Our team checks your answers and sets up your next step.
We call Monday to Saturday, 9am to 8pm your time.
Preview only. No call will be made.
This report teaches. It does not pick a product for you or give you a quote.
Start here
Watch: your report in a few minutes
Your savings tell you what you have today. An income plan shows how you pay your bills each month, year after year.
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Your retirement report, explained
Read it instead
Start with your monthly bills. Then add up the income you expect, like Social Security and any pension. The gap between the two is your monthly number. Your savings may need to fill it.
There is more than one way to fill that gap. You can take money out of your investments. That keeps your money easy to reach, but the market can go down. An annuity can pay you income under a contract. It has costs and rules you need to read. Some people use a mix.
The first step is a team check-in with Evermont. Our team confirms your answers. If you qualify, the team arranges a separate Maia Wealth consultation. That is where you talk about your own choices.
01 · What you told us
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Your answers
These are the answers saved from your quiz on this device.
02 · Questions worth asking
What your answers mean
Your answers help set the plan for a talk. They cannot tell you if an annuity, an investment or a plan to take money out is right for you.
03 · Your numbers
Find your monthly number
Use rough numbers. Take your monthly bills. Take away the income you expect. What is left is your monthly number. It is the gap your savings may need to fill.
Housing, food, power, insurance and health costs.
Social Security, pensions and other income.
Your monthly number
This is only the math on the numbers you typed. It leaves out taxes and rising prices.
Your numbers stay on this page. We do not save them.
What could your savings pay you?
That depends on your age, your state, the contract and its costs. Ask for a written quote with a date on it. Ask to see every cost and every rule. Read it at home before you decide.
04 · A simple plan
Give each part of your money a job
You do not have to treat every dollar the same way. Start with what each part of your money needs to do.
Income for your bills
Add up Social Security and any pension. Compare that with your monthly bills. Then look at ways to fill the gap.
Money for later
Some money may need to keep growing as prices go up. Ask how much risk you can live with.
This is a way to plan a talk. It is not advice on where to put your money.
One tool some people use
What an annuity is
An annuity is a contract with an insurance company. Some can pay you income each month for life. Each one has its own rules and costs.
How it can work
- You put money into a contract.
- The insurance company sets the rules for growth and for taking money out.
- Some contracts can pay you income for life if you follow the rules.
- Some extra features cost more each year.
What to read closely
- The fees, and how long you must wait to take money out with no charge.
- How much you can take out each year.
- What your spouse gets if you die first.
- How strong the insurance company is. It is the one that has to pay you.
This report does not tell you to buy an annuity.
05 · Before you move money
Questions to ask first
Look at what you get and what you give up. A big income number does not tell the whole story.
Getting your money
How long until I can take my money out with no charge? What does it cost to take out more?
Prices and growth
Which numbers are promised in writing, and which are just examples? How does this keep up as prices go up?
Taxes
How will each dollar I take out be taxed? Talk to a tax pro before you make a move for tax reasons.
Family and costs
What does my spouse get if I die first? How is the advisor paid, and how much?
06 · Meet your advisor
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Your consultation with Maia Wealth
If you fit the rules, you can meet with Maia Wealth. Before you book, we share the approved bio. It tells you who you will meet. Your booking email has their name and the call link.
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What a Maia Wealth consultation covers
Maia Wealth
A separate call after your team check-in
- Bring your report and your questions about income.
- You do not have to buy anything.
- Evermont checks your answers. Maia Wealth gives the advice.
- We send the approved bio before you book the Maia call.
07 · Your next step
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What happens after your report
First, talk with the Evermont team. If you fit the rules, we set up a separate call with Maia Wealth.
- 01
Team check-in
Allow about 15 minutes. We confirm the money you could move or invest, your state, your interest and what you read in this report. This is not financial advice.
- 02
Confirm the next step
If you fit the rules, we share the approved bio. Then we book your separate Maia Wealth call.
- 03
Maia Wealth consultation
Ask about income and what each choice costs. The advisor gives the advice. You decide what to do, if anything.
Pick a time
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Pick a time for your team check-in
Pick a time for a 15 minute call. Check your time zone. Then book it.
Pick a time
Evermont team check-in
A 15 minute team check-in from Evermont. The team checks your answers and sets up your next step.
Preview calendar. These are sample times. No call will be booked.
Take the quiz and ask for a call before you pick a time.
All times below use this time zone.
Tap an outlined day to see its times.
Open times
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This is an Evermont team check-in, not your advisor consultation. Finishing the quiz does not book a call.
Keep a copy
Your free guide
Five questions to ask before you move a 401(k). It has a sheet to fill in and the questions to bring to any advisor.
Questions people ask
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Before you book
Who will I talk to?
First, talk with the Evermont team. If you fit the rules, we share the approved bio. Then we book your separate call with Maia Wealth.
When will your team call me?
We call Monday to Saturday, 9am to 8pm your time. Ask for a call in those hours and we call in the next few minutes. Outside those hours, we call the next calling day in the morning. You can also pick a set time.
Is this a pitch to buy an annuity?
You do not have to buy anything. This report helps you learn. The advisor gives advice on your own needs in the separate call.
Is the first call free?
Yes. The team check-in and Maia Wealth consultation are free. If you ever think about a product, ask about every cost first.
Why leave out my home?
Your home matters. But you cannot easily move it or invest it. So we only count money you could move or invest.
What if I picked Prefer not to say?
That is fine. Our team will confirm it on the check-in. The Maia consultation is for households with $500K or more you could move or invest, not counting your home.
I already have an advisor. Can I still book a consultation?
Yes. Having an advisor is fine. Tell our team on the check-in.
Can my spouse join?
Yes. If you plan together, please join together.
Do I need my statements?
No. Rough numbers are fine for now.
Where is this open?
Right now this review is open in Florida, Arizona, Texas, Colorado and North Carolina.
Learn more
This report is general education. It is not advice for you. It does not pick a product or give you a quote. Investments can lose value. Each annuity has its own terms and costs.
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